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Loan Lenders in the UK

UK Credit

UK Credit

When you apply for a loan with us, you will need a 'guarantor' who, in-effect, will sponsor your application. Your guarantor, who can be a friend, partner, family member, or colleague, will act as 'back-up' - in other words, they will be there to step in and meet your monthly repayments if you can't. We see it as trust-based lending - if your guarantor trusts you enough to support your application, than so will we. less

Cash Logbook Loans

Cash Logbook Loans

We only offer loans on vehicles less than 10 years old so we are unable to offer you a loan on your. You might be interested in considering an alternative loan solution from our partner company Smart Loan. Smartloan offers short term personal loans from £500 to £2,000. They consider applications from a range of people including the self-employed, employed and people on benefits. You can choose the repayment plan that suits you best, anything from 3 to 24 months. less

Yorkshire Bank

Yorkshire Bank

Yorkshire Bank was founded in 1859 in Halifax, West Yorkshire. Yorkshire Bank has 182 retail branches, a strong personal customer base and a business banking capability through a UK-wide network of 22 Business & Private Banking Centres. Yorkshire Bank is a trading name of Clydesdale Bank plc, a subsidiary of the National Australia Bank Group of companies. Yorkshire Bank joined the Group in 1990. less

Need A Bad Credit Loan

Need A Bad Credit Loan

Bad credit borrowers can apply with us without a second thought. With us issues like CCJ's, IVA, arrears, defaults and missed or late payments are approved simply. We offer you effective financial tools which will help you meet small personal needs. With our services, you can meet expenses like outstanding rent, car repair, home modification and many more. With us you can freely use borrowed amount for whatever reason. less

Imagine Bridging Loans

Imagine Bridging Loans

Imagine Bridging Loans is an independent family run business. Its owners have been involved in financial services since 1983 and it is our policy to only employ staff with at least ten years financial services experience. We approached Imagine in August 2012 to raise a short term loan very quickly, as a builder had issued a bankruptcy petition against us. We had already been declined for finance by several of the largest brokers in the country and were desperate for help. less

Griffin Financial

Griffin Financial

Griffin Financial is a leading provider of financial services designed to help you manage your money better. To discuss your financial needs or any of our services in more detail, please don't hesitate to pop in to our store. Our friendly and helpful staff are always on hand to discuss your financial matters. less

A & T Finance

A & T Finance

Homeowner unsecured loans from £500 - £25000. Representative example: If you borrow £15000, over 4 years at a Representative APR of 15.9% and an annual rate of 15.9% APR (fixed) you would pay £416.29 per month. Total charge for credt will be £4,981.92. Typical variable rate is 14.9% APR. Rates range from 7.9% to 21.8% APR. Loans subject to status and secured on residential property by way of second charge. Consolidating debts may increase the term and total amount payable. less

No Hassle Loans

No Hassle Loans

Applying for loans, submitting number of documents and then waiting for credit check and many other formalities in availing loans is definitely full of hassle. In fact all these are the things of bygone days. You can apply for loans now with No Hassle Loans within seconds and more so you can avail fund instantly. No hassle loans are devised to assist borrowers in availing fund without any delay. You can apply for cash loans no hassle or faxing without any paper work. less

Money Spider Credit Union

Money Spider Credit Union

Money Spider Credit Union is a not-for-profit company providing straight forward financial services for people living or working in the South Derbyshire and East Staffordshire areas, see below "In the Community for the Community". Money Spider was setup in 2003 and has grown steadily since then. Our aim is to provide local saving, loans and free budgeting advice for our members. We are run by our members, for our members. less

Credit & Loan Management

Credit & Loan Management

Wrexham, Wrexham, Wales, LL11 3AG

Credit & Loan Management offer straight forward honest advice on all aspects of debt problems. Our commitment to protecting customers from their creditors has led to the majority of our customers being happy to recommend us to their friends and family. less

Newport Credit Union

Newport Credit Union

Newport, Wales, Wales, NP20 1FS

Newport Credit union is a not-for-profit financial co-operative. We are committed to providing affordable, low-cost financial services to everyone within our local community. By joining Newport Credit Union you will be investing in your community - hospitals, local businesses, schools and charities - and by growing the business we can continue to develop our programmes dedicated to increased financial literacy, confidence and well-being. less

Small Loans

Small Loans

If you need a cash loan in Blackpool and the Fylde, we're here to help you with a selection of convenient cash loans. To lend responsibly, a home credit loan from Small Loans Ltd will require an Agent to discuss your financial income, outgoings and other financial commitments. Available to UK residents aged 18 and over. Written quotations are available on request. Registered Office: PO Box 1220, Blackpool FY1 9DB. Authorised and regulated by the Financial Conduct Authority. less

Haley Financial Services

Haley Financial Services

At Haley Financial Services Ltd, we are dedicated to creating a meaningful, long-term relationship with you that is based on understanding, knowledge and commitment to progress. We understand that everyone's different, and that's why our approach is as individual as you. We know the financial side of life can be complex and that's why we work hard to get to know you and your aspirations. less

Payday Loans No Faxing

Payday Loans No Faxing

Payday Loans No Faxing is an online firm specialising in finding all types of payday loans that don't need documents to be faxed to the lenders. A quick loan within 24 hours can be facilitated by us and that too at the competitive interest rates and convenient repayment options. On our site, applying for any kind of faxless payday loans is an easy procedure. Please fill our online application and we will try to arrange a suitable loan for you. less

Kernow Credit Union

Kernow Credit Union

Credit Unions probably aren't the first place you think of when you're looking for a new savings account or personal loan. But perhaps it's time to think again. Credit unions offer their members cheap, flexible loans. Kernow Credit Union is Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority 223115. less

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Whenever you need to borrow money, you will borrow them from people or institutions acting as loan lenders. Usually, loan lenders are financial institutions that are operating in the field of making loans. Loan lenders can also be individuals or other organizations that are willing to lend money and act as loan lenders.

First things first, when you are looking for loan lenders, you are normally in need of money for some sort of a bigger investment and limited time. Therefore, you will often don’t have enough time to do thorough research of reliable and trustworthy loan lenders. But you have to because loan lenders can make a lot of things possible for you, but loan lenders can also bring you a lot of problems and headache. Remember, just because loan lenders will be willing to lend you money, it does not automatically mean you have to borrow this money. Instead, if you really don’t have to borrow this money urgently, you better stay away from borrowing or at least make sure you have a solid plan for repaying.

The terms of your repaying plan will describe in details how and when the repayment should happen. Not following and respecting these terms can bring you a lot of problems or pay a very high-interest rate. It is very important to evaluate all terms in details, before you borrow money from loan lenders, and decide for yourself whether or not these terms are realistic to respect in your situation.

Finding Loan Lenders

When looking for loan lenders, the best strategy is to look around and check all your options to narrow them down to the best ones. Remember, most probably the best deal won’t come from the first loan lenders you find and talk to. Also, don’t necessarily count on the biggest names in the field or the biggest advertisements for loan lenders. These do not necessarily mean they will provide you with the best deals either. Of course, you may be very limited in time and doing things in a rush. However, do not make rushed decisions just because you don’t have enough time to shop around. You better check at least a few options of loan lenders and then make a decision. The best way you ensure you are getting a good deal is by talking to at least a few loan lenders and compare. Furthermore, the type of loan you need will also determine which loan lenders you can work with. While not all loan lenders offer the variety of loan and loan option you are looking for, you definitely need the time to make a research and narrow down to determine the best choices you have on loan lenders.

Ask Around About Loan Lenders

So you are considering taking a loan from loan lenders. You are probably wondering how to start looking for loan lenders. Naturally, the easiest and the first approach that will come to your mind is to ask around and get recommendations for loan lenders from people you know and trust. The topic may be very delicate to you and you may not be willing to talk about loan lenders to a large circle of people, however, if you feel comfortable speaking to someone close to you, make sure to explain them what type of loan lenders you are looking for and if they can recommend you, loan lenders, they have experience dealing with. If possible, when looking for loan lenders, ask someone with a professional experience about the type of loan you are interested in borrowing or what is the best type of loan for your situation.

Looking for Loan Lenders – Start with Banks and Credit Unions

Normally, the first type of institution you will go for when looking for loan lenders, is the most classic choice of either a bank or a credit union. Even if these institutions cannot borrow money, most probably they will be able to provide you with additional suggestions and recommendations and where to find reliable loan lenders who do what you need or at least who and what to avoid. Banks and credit unions, in the context of acting as loan lenders, are a good option for:

• Personal loans

• Auto loans

• Credit cards

• Home equity loans and lines of credit

• Small business loans

Friends and Family as Loan Lenders

Since borrowing money is a very delicate topic, you may not be willing to bring it into your family or friendships and other close relationships. However, in case you have nothing against doing so, you can think of some of your family members and friends as potential loan lenders. Often considered as alternative sources, friends or family acting as loan lenders will most probably provide you with better repayment terms and often no interest rate required. However, keep in mind you still need to have a solid repayment plan in this case too. Just because a friend or a family member borrow you money because they want to help does not mean you should treat the deal any differently than if you borrow money from an institution or organization and don’t respect the rules and terms set. Remember that money can easily jeopardise your relationship with people, so consider if taking this risk is worth it.

Match Loan Lenders to the Loan

As we have already mentioned, there are different types of loans and not all loan lenders offer the entire variety of deals for all different types of loans. Therefore, when looking for reliable and reputable loan lenders, also consider if they are the right individuals/organisations/institutions to speak to if you are interested in a very particular type of loan. For some types of loans, you will most probably need loan lenders who specialize in these particular types of loans. Using the specific type of loan for your specific reason is not only important because it is often in your best interests, but it may also be a requirement you have to respect. Therefore, always look for the right loan lenders.

Finding loan lenders
Ask around about loan lenders
Looking for loan lenders – start with banks and credit unions
Friends and family as loan lenders
Match loan lenders to the loan