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Loan Lenders in the UK

Paul Joslin Associates

Paul Joslin Associates

Paul Joslin Associates provides a high quality mortgage/loan service across the UK. With experience in the mortgage and finance market, Paul Joslin Associates has an enviable reputation for providing high quality, efficient advice to all our customers. less

Small Bad Credit Loan

Small Bad Credit Loan

Less than perfect credit is accepted for loans upto £1000. Fast cash loans for any purpose with our 100% online, 2 minutes application with instant decision. Get approved today! We at Small Bad Credit Loan always stand by our esteemed clients; so whenever you are in need of monetary aid you can treat us as a friend who can take you out from the crisis situation. less

Clifton Finance Services

Clifton Finance Services

Clifton Finance Services Ltd, staffed by finance professionals with many years experience in the Insurance, pension mortgage and loan market, provides a high quality across the UK. With our experience, we have developed an enviable reputation for providing high quality, efficient advice to all our customers. less

Easy Loans

Easy Loans

Easy Loans Company provide a simple and efficient loans service for people in the UK looking for personal loans. We are a fully licensed credit broker with an aim to bring you an expert loan service. For loans we work with a limited number of lenders for amounts which range from £3000 - £25,000. We take a huge amount of pride in providing you a quick, efficient and professional service. less

Ballynahinch Credit Union

Ballynahinch Credit Union

Ballynahinch Credit Union provides a range of loans and savings products for our members plus deposits for our young people. You can read about our products, read our latest news or find out how to become a member of our credit union by exploring our website. Find out how we can help you whether it be a loan for home improvements, a new car or by helping you save for a special occasion. less

Lincolnshire Credit Union

Lincolnshire Credit Union

Lincolnshire Credit Union is a co-operative operating as an ethical community bank. We accept savings from our members and lend out those savings to generate income to help pay our running costs and to make a profit, most of which is given back to our savers as a dividend. Lincolnshire Credit Union is owned and controlled by its members. To join you must live or work within our field of membership (called our common bond). less

CarLoan2day

CarLoan2day

CarLoan2day specialises in car finance for people who have suffered credit problems in the past. Our aim is to find you the right finance at the right price to suit your budget. We will try to source you a deal which suits your circumstances through one of our wide selection of lenders and help rebuild your credit rating. Finance is available from £1000 to £50,000 for up to 5 years with no deposit. less

Braemar Finance

Braemar Finance

Braemar has extensive knowledge and expertise in the finance needs of your profession; we offer finance solutions designed to assist with the growth and development of your business. Our track record talks for itself, in our latest survey 64% of our client base have used our finance repeatedly between 6 and 20 years for items such as equipment, vehicles, IT solutions or simply loans to pay tax bills. less

Dragon Savers

Dragon Savers

PLEASE REMEMBER: Loans are made from other members savings, DO NOT apply if you can't afford to repay these members their savings back again. The membership fee is £5.00 and you will need to deposit at least savings £1.00 in your new Dragonsavers account to activate it. less

JL Money

JL Money

We put our customers first, keep our rates reasonable and always make things straightforward for you. And, because they're based in your area, provide a genuinely personal service. So you're always in good hands. Approval is subject to a credit assessment of your application. Terms and conditions apply. less

Chaseblue Loans

Chaseblue Loans

Chaseblue Loans is a leading UK broker packager of second charge, bridging and commercial finance. Chaseblue is the preferred packager for finance products for 500 individual mortgage brokers UK wide. Chaseblue has also worked with two major Banks in re-brokering of commercial clients. less

Welcome Financial Services

Welcome Financial Services

For existing Welcome customers: You should continue to pay your account in line with your agreement. As an existing customer this website will tell you how to get in touch, make a payment on your account or just update your details. Any questions you have regarding your account may be answered on our frequently asked questions page. less

Ulster Community Investment Trust

Ulster Community Investment Trust

More and more community enterprises are realising that grants cannot fully meet all of their funding needs. It is now becoming necessary for them to generate their own capital in order to fulfil both development and cash flow requirements. Consequently loan funding, and in particular Social Finance, is becoming a primary tool in satisfying these needs. less

Lending Stream

Lending Stream

Responsible Lending: Carefully consider whether a loan is right for your individual financial situation. Borrowing of this type is an expensive form of credit that may be appropriate for short term financial needs but which is not appropriate for longer term borrowing or if you are in financial difficulty. All loan applications are subject to status checks, terms and conditions and to satisfactory passage of checks on creditworthiness and affordability. less

Blemain Group

Blemain Group

Blemain Group is a trading style of each of the undernoted companies, which have their registered office address at Lake View, Lakeside, Cheadle, Cheshire SK8 3GW. The Financial Ombudsman Service is an independent service in the UK for settling disputes between business providing financial services & their customers. less

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Whenever you need to borrow money, you will borrow them from people or institutions acting as loan lenders. Usually, loan lenders are financial institutions that are operating in the field of making loans. Loan lenders can also be individuals or other organizations that are willing to lend money and act as loan lenders.

First things first, when you are looking for loan lenders, you are normally in need of money for some sort of a bigger investment and limited time. Therefore, you will often don’t have enough time to do thorough research of reliable and trustworthy loan lenders. But you have to because loan lenders can make a lot of things possible for you, but loan lenders can also bring you a lot of problems and headache. Remember, just because loan lenders will be willing to lend you money, it does not automatically mean you have to borrow this money. Instead, if you really don’t have to borrow this money urgently, you better stay away from borrowing or at least make sure you have a solid plan for repaying.

The terms of your repaying plan will describe in details how and when the repayment should happen. Not following and respecting these terms can bring you a lot of problems or pay a very high-interest rate. It is very important to evaluate all terms in details, before you borrow money from loan lenders, and decide for yourself whether or not these terms are realistic to respect in your situation.

Finding Loan Lenders

When looking for loan lenders, the best strategy is to look around and check all your options to narrow them down to the best ones. Remember, most probably the best deal won’t come from the first loan lenders you find and talk to. Also, don’t necessarily count on the biggest names in the field or the biggest advertisements for loan lenders. These do not necessarily mean they will provide you with the best deals either. Of course, you may be very limited in time and doing things in a rush. However, do not make rushed decisions just because you don’t have enough time to shop around. You better check at least a few options of loan lenders and then make a decision. The best way you ensure you are getting a good deal is by talking to at least a few loan lenders and compare. Furthermore, the type of loan you need will also determine which loan lenders you can work with. While not all loan lenders offer the variety of loan and loan option you are looking for, you definitely need the time to make a research and narrow down to determine the best choices you have on loan lenders.

Ask Around About Loan Lenders

So you are considering taking a loan from loan lenders. You are probably wondering how to start looking for loan lenders. Naturally, the easiest and the first approach that will come to your mind is to ask around and get recommendations for loan lenders from people you know and trust. The topic may be very delicate to you and you may not be willing to talk about loan lenders to a large circle of people, however, if you feel comfortable speaking to someone close to you, make sure to explain them what type of loan lenders you are looking for and if they can recommend you, loan lenders, they have experience dealing with. If possible, when looking for loan lenders, ask someone with a professional experience about the type of loan you are interested in borrowing or what is the best type of loan for your situation.

Looking for Loan Lenders – Start with Banks and Credit Unions

Normally, the first type of institution you will go for when looking for loan lenders, is the most classic choice of either a bank or a credit union. Even if these institutions cannot borrow money, most probably they will be able to provide you with additional suggestions and recommendations and where to find reliable loan lenders who do what you need or at least who and what to avoid. Banks and credit unions, in the context of acting as loan lenders, are a good option for:

• Personal loans

• Auto loans

• Credit cards

• Home equity loans and lines of credit

• Small business loans

Friends and Family as Loan Lenders

Since borrowing money is a very delicate topic, you may not be willing to bring it into your family or friendships and other close relationships. However, in case you have nothing against doing so, you can think of some of your family members and friends as potential loan lenders. Often considered as alternative sources, friends or family acting as loan lenders will most probably provide you with better repayment terms and often no interest rate required. However, keep in mind you still need to have a solid repayment plan in this case too. Just because a friend or a family member borrow you money because they want to help does not mean you should treat the deal any differently than if you borrow money from an institution or organization and don’t respect the rules and terms set. Remember that money can easily jeopardise your relationship with people, so consider if taking this risk is worth it.

Match Loan Lenders to the Loan

As we have already mentioned, there are different types of loans and not all loan lenders offer the entire variety of deals for all different types of loans. Therefore, when looking for reliable and reputable loan lenders, also consider if they are the right individuals/organisations/institutions to speak to if you are interested in a very particular type of loan. For some types of loans, you will most probably need loan lenders who specialize in these particular types of loans. Using the specific type of loan for your specific reason is not only important because it is often in your best interests, but it may also be a requirement you have to respect. Therefore, always look for the right loan lenders.

Finding loan lenders
Ask around about loan lenders
Looking for loan lenders – start with banks and credit unions
Friends and family as loan lenders
Match loan lenders to the loan