Merchant Cash Advance

Need a business loan with straightforward, affordable daily repayments? A Merchant Cash Advance, also referred to as a Business Cash Advance, is a new unsecured business loan alternative. It’s a short-term cash injection between £3,000 and £300,000, which works with you to support your cash flow and business needs. Unlike traditional finance products, there is no APR* or hidden costs! You only agree on a simple, comfortable cost that is paid back, typically over 6 to 9 months as a fixed percentage of your future credit card and debit card sales – simple!

A Merchant cash advance is the UK’s most exciting funding solution for small business and SME’s. Praised by the government as an alternative funding option for UK businesses, it has already helped thousands of people. It’s designed to work alongside your busy and quiet periods. For example, if you have a slow month on your card sales then you only pay back the agreed percentage of those sales. It keeps repayments in line with your cash flow through the good times and bad. The unsecured business loan alternative is repaid only when you make sales on your card terminal (PDQ) machine.